Credit Cards

Best Store Credit Cards

Retail branded credit cards may be a wise choice for loyal customers. But what about department store credit cards?

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.

How Rewards Cards Make Money

If you think you're gaming your credit card company, think again — you might be one of its biggest money makers. Learn how to avoid the trap.

25 Tips for Smart (and Safe) Credit Card Use During the Holidays

Whether you're ready for holiday shopping or SO not, the season of giving is upon us. Before you hit the stores, check out our guide to keeping your finances safe.

NFL Extra Points Card: Fumble or Touchdown?

If you’re willing spend what it takes to amass the required points, this credit card may be the surest way to acquire Super Bowl tickets.

Open Secrets: Surprising Things Your Spending Reveals

Credit card companies, banks, retailers, and insurers may know more about who you are than your parents do. A lot more.

11 Ways to Save Money on Holiday Travel

For many of us, travel can often be the most expensive part of the holiday season. But with some planning and foresight, holiday travel doesn’t have to be a budget buster.

Stupid Credit Card Tricks: How Your Credit Card Company Lies to You

Credit card companies employ a number of tricks to keep you in debt. Learn them before you're swimming in it.

3 Key Things to Look for When Choosing a Credit Card

With so many credit card offers, finding the card that’s right for you can be a challenge. Learn what terms to look for and evaluate, and make finding a match easy.

Best Credit Cards for the Holidays

There’s no better time to sign up for a rewards or low introductory interest rate credit card than the holiday season. Here are the top cards you should have on your wish list.

What You Must Know Before Transferring Credit Card Balances

Many credit card issuers offer 0% APR balance transfer deals. Before you apply, learn how balance transfers work and how your credit score may be affected.

5 Myths About Credit Card Rewards

Reward cards might be a lot more beneficial (or, in some cases, harmful) than you think. Check out these common myths — and the true story behind them.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

Best Credit Cards for (New) Parents

Having kids changes your spending habits. Shouldn't your credit card change to match? Here are five smart cards to switch to post-baby.

What Are Secured Credit Cards?

Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.

4 Ways Credit Cards Manipulate You Into More Debt

We humans aren't always rational. Learn four psychological tricks credit card companies use to capitalize on your irrationality and maximize your debt.

The Best Prepaid Debit Cards

Prepaid debit cards offer the convenience of a regular credit card...with some unexpected benefits. Learn more about these financial tools.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Maroon 5 & Alicia Keys Concert Tickets Giveaway!

Lucky Wise Bread readers will win tickets to an intimate, exclusive concert or a $50 Amazon gift certificate.

The Best Credit Cards With Airline Companion Tickets

Companion tickets are one of the best credit card perks available. Discover five great cards currently offering these tickets — and three not worth the trouble.

Latest Articles in Credit Cards

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How a Credit Card Can Actually Help You Get Out of Debt

Is paying off debt with a credit card ever a good idea? In some cases, yes.

How to Get Ahead With a 0% APR Credit Card

This is how you can use a 0% APR credit card to get ahead on your finances.

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

6 Steps to Avoiding Credit Card Debt Over the Holidays

Follow these six steps and your holiday season will be credit card debt-free.

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

How Travel Rewards Cards Can Help You Score Luxury Travel Perks

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

How to Stretch Your Airline Miles With Dynamic Award Pricing

Dynamic award pricing is here to stay, but there are still plenty of ways to get the most out of your airline miles.

How to Maximize Rewards Through Credit Card Shopping Portals

Credit card shopping portals help you earn more points and miles for every dollar you spend. And they're incredibly easy to use!

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!

How to Get Rid of Your Credit Card's Annual Fee

Paying an annual fee on your credit card is a pain. Luckily, there might be a way to avoid paying this fee altogether.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

How I've Scored Free Travel for 5 Years Straight

I haven't paid for hotels or flights in over five years, and I've traveled all over the world. Here's my secret.

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

TRIO® Credit Card from Fifth Third Bank: Cash Back at Restaurants and More

The TRIO® Credit Card from Fifth Third Bank awards your everyday purchases and provides other valuable perks that you won’t find with other cards.