Budgeting
Popular posts in Budgeting
Posted 2 weeks 3 days ago by Julie Rains
Life Hacks, Budgeting
I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having received a cool reception from the cashier at a gas/convenience store, I modified my coin-paying technique; now I carry quarters in a plastic bag separate from dimes, nickels, and pennies to accelerate sales transactions. When I showed my bag to the restaurant cashier (also the hostess, waitress, and owner’s wife), I was amused and surprised at her gesture. I'll tell you what I learned from this encounter and share the best places I've found to spend my coins.
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Posted 3 weeks 6 days ago by Linsey Knerl
Frugal Living, Food and Drink, Budgeting
The economy and rising gas costs have consumed at least 60% of my regular news and public television broadcast programming. While I’ve heard all there is to hear about how bad food prices are getting, why can’t someone give me some real tips on how to cope? Maybe if things get bad enough, I could take a lesson or two from the late 1800’s Prairie Farmer magazine.
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Posted 6 weeks 6 days ago by Jason White
Life Hacks, Productivity, Budgeting
Over the years I've implemented elaborate tickler systems, email reminders and various other ways to remind myself not to forget to pay a few paper bills. At some point they all fail, usually due to my own procrastination or some technical or procedural glitch. That was, until I implemented a fool-proof plan I call the "One Touch System" for household productivity. Read on to learn how to implement this perfectly simple system to improve the management of your own household finances.
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Posted 7 weeks 3 hours ago by Philip Brewer
Budgeting
There are a lot of budget templates out there. Any will serve the purpose, and if you've got one that's working for you, that's a good enough reason to stick with it. If you don't have a budget, though, or if you're going to be changing your budget categories around for some other reason, I've got some thoughts on what makes a good category.
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Posted 7 weeks 15 hours ago by Margaret Garcia-Couoh
Frugal Living, DIY, Budgeting, Art and Leisure
Money or not, things around the house need fixing, painting and up keep that goes beyond DIY. It might be a good time to look around your neighborhood for someone who'll trade his or her valuable skill for yours. And a good time to assess just exactly what skills you have to contribute.
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Posted 7 weeks 1 day ago by Jason White
Personal Finance, Shopping, Budgeting
Growing up, I stayed with my grandparents during the day on summer breaks from school. Our mid-mornings were usually spent casually watching The Price is Right. Maybe those Showcase Showdowns ingrained something in my frugal memory bank, because my family now enjoys a grocery budgeting game with similar rules.
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Posted 8 weeks 1 day ago by Philip Brewer
Budgeting, Cars and Transportation
I don't know if energy costs will keep rising. Nobody does. Even with recent growth in China, India, and elsewhere, the US still consumes 25% of the oil produced world-wide, so a severe recession in the US could easily cut total demand enough to bring the price down. Recession or not, I think the medium-term trend in energy costs is up. Just in case I'm right, you ought to have plan for that.
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Posted 8 weeks 5 days ago by Philip Brewer
Shopping, Food and Drink, Budgeting, Investment, Consumer Affairs
In the Philippines, they're threatening life sentences for people hoarding rice. In the United States, grocers need to put limits on rice purchases just to keep their shelves stocked. Philippine traders are now afraid to fill their warehouses, for fear of being called a hoarder. Even ordinary US shoppers are worrying that buying a big bag of rice might make them a hoarder. In this climate, it's worth thinking about what hoarding actually is.
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Posted 10 weeks 3 days ago by Philip Brewer
Personal Finance, General Tips, Budgeting
My very first experience running a household was in 1980, just as the last big inflation was spiking up over 10%. My carefully constructed budget was completely destroyed by prices that were rising by 1% every month. Since then, I've given considerable thought to how to deal with just that situation. Since history seems dangerously close to repeating itself, it's a timely topic.
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Posted 11 weeks 2 days ago by Kate Luther
Personal Finance, Career and Income, Life Hacks, General Tips, Lifestyle, Budgeting
A while back I posted the first of what I promised would be "Ten Tenets to Arranging Your Rich". And wouldn't you know it, right after posting Tenet #1, things got a little crazy and life interfered with my blogging plans. Go figure :)In any event, I think we're back on track now and as promised, we've got nine more tenets to go. So, without further adieu, here's tenet #2: The same actions will produce the same results.
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Posted 12 weeks 1 day ago by Myscha Theriault
Budgeting
Closing in on the big day and concerned the budget is spiraling out of control? Believe it or not, you can have a classy event without going permanently in debt. Here’s a peek at various categories to consider, and suggestions for each.
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Posted 13 weeks 5 days ago by Nora Dunn
Budgeting, Credit Cards, Consumer Affairs
You may (or may not) be delinquent with a debt payment, but debt collectors don’t have carte blanche with regards to how they can hustle the money from you. Some can be rude, make idle (and illegal) threats, and just plain be a pain. But they can only go so far, and it pays to know your rights.
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Posted 14 weeks 5 days ago by Lynn Truong
Lifestyle, Budgeting, Investment, Credit Cards
I read this book because I was intrigued by the 25 year-old author. By the time she was eight years old, she was earning money by operating a lemonade stand in the summer and shoveling snow in the winter. On her 10th birthday, she used the $100 of gift money she received to purchase a Government Savings Bond. At age 14, she bought her first mutual funds. Four years later, she was investing in stocks.
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Posted 15 weeks 3 days ago by Nora Dunn
Frugal Living, Lifestyle, Budgeting
There is a fine line between being generous and being stupid with finances. But where is that line?
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Posted 17 weeks 2 days ago by Paul Michael
Frugal Living, General Tips, Shopping, Green Living, Budgeting, Consumer Affairs
I don't like buying new. It's not that I consider myself to be some kind of Scrooge. I just have a hard time paying more for something than I need to, and often we take that extra hit when we pay for a brand new item. So, I buy second-hand things a lot of the time. Here's my guide to the main items you should always consider buying used.
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Posted 17 weeks 3 days ago by Nora Dunn
Budgeting, Credit Cards
So you are up to your eyeballs. Drowning in debt, expenses, and struggling to keep your head above water. You have been reduced to the life of a monk and are still making no headway. Is it time to see a credit counselor?
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Posted 17 weeks 5 days ago by Jabulani Leffall
Budgeting
It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What's even more amazing is that we often don't approach our own money with the same cold meticulousness and objective impartiality that one needs to run a business. But in this case, you are the business. Get thee to an office supply store immediately.
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Posted 17 weeks 6 days ago by Myscha Theriault
Budgeting
Is heavy handed product use driving your budget into the financial ditch? Blowing through shampoo, salad dressing, ketchup and shower gel faster than you clip coupons to compensate? Maybe you just want an easier way to mix drinks at the bar. Whatever your reasons, I’ve compiled a list of suggestions and resources for using the power of pump dispensers to redirect your lost dollars back into your bank account. Read on for more details.
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Posted 18 weeks 21 hours ago by Nora Dunn
Personal Finance, Budgeting
There are a number of ways to find money by rearranging your finances, stretching your shopping dollar, and spending wisely. Here is a collection of 11 Tips to help you find some money of your own.
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Posted 18 weeks 2 days ago by Paul Michael
Frugal Living, Deals and Coupons, Deals, Coupons, Budgeting, Consumer Affairs
Friends, deal hounds, bargain hunters, lend me your ears; if ye don't know about the best coupon site on the web, bar none, then this will indeed be a most glorious day for thee (sorry, I'm really not Shakespeare). But in all seriousness, there is one site I have bookmarked that I visit before I buy anything online, ever. And you should, too.
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