Investment
Popular posts in Investment
Posted 2 weeks 1 day ago by Xin Lu
Personal Finance, Taxes, Investment
Yesterday Paul Michael wrote an article comparing the income tax policies of McCain and Obama and suggested that he would vote for Obama because Obama's tax policy would benefit everyone but the uber-rich. In the comments on the article there are many great comments about the candidates' tax policies and how it is not so simple to say that Obama's plan is better. One particular comment that stuck out to me is about Obama's stance on doubling capital gains taxes, and I think that is possibly the worst tax policy ever, and here is why.
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Posted 6 weeks 1 day ago by Xin Lu
Personal Finance, Taxes, Investment
Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regular 401k or switch to the new option and we talked about the pros and cons of each for a little bit. Here are my conclusions.
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Posted 7 weeks 5 days ago by Jabulani Leffall
Personal Finance, Investment, Consumer Affairs
There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.
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Posted 8 weeks 5 days ago by Philip Brewer
Shopping, Food and Drink, Budgeting, Investment, Consumer Affairs
In the Philippines, they're threatening life sentences for people hoarding rice. In the United States, grocers need to put limits on rice purchases just to keep their shelves stocked. Philippine traders are now afraid to fill their warehouses, for fear of being called a hoarder. Even ordinary US shoppers are worrying that buying a big bag of rice might make them a hoarder. In this climate, it's worth thinking about what hoarding actually is.
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Posted 9 weeks 2 hours ago by Kate Luther
Personal Finance, Taxes, Investment
As America’s love affair with self-investing continues to grow, so does our fascination with tax-free accounts. Don’t believe me? See for yourself. The next time you’re in a conversation, try working the words “tax free” into your conversation and watch the ears perk up. Admit it. We despise taxes. We loathe them. So much so in fact, that Uncle Sam made not paying those taxes a crime. So the idea that we can legally earn a buck without sharing it with our dear old uncle is well, deliciously criminal.
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Posted 10 weeks 3 days ago by Xin Lu
Personal Finance, General Tips, Taxes, Investment
After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted. Now the best yield I have is on my Series I Savings Bonds issued by the United States Treasury. These bonds are also known as I-Bonds and their yields fluctuate according to inflation. Currently, the yield is 4.28% and that beats all of my other cash investments. Here is some information on the interest rate on I-Bonds and the advantages of owning these bonds.
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Posted 12 weeks 21 hours ago by Philip Brewer
Investment
When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for as long as possible. There's an alternate strategy that provides good, stable returns with a lot less stress and a lot less need for predicting the future: Laddering.
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Posted 12 weeks 3 days ago by Mark P. Cussen
Investment
Tired of the low CD rates that traditional banks pay? Your broker or investment advisor may have an alternative
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Posted 13 weeks 1 day ago by Philip Brewer
Investment
Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year. There was a simple reason--banks needed the money. With the credit squeeze making it tough for banks to raise cash, the last thing they wanted was for savers to draw their money out in search of higher returns. The Fed's efforts to relieve the squeeze have been somewhat successful--banks have substantially cut the rates they'll pay savers.
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Posted 13 weeks 1 day ago by Julie Rains
Career and Income, Real Estate and Housing, Investment
Ever met a rich idiot? I’ve known at least two. Not counting my telephone conversation with self-proclaimed Rich Idiot and multimillionaire Robert Shemin (author of “How come THAT idiot’s rich and I’m NOT?”), I’ve also shaken hands with a guy who impressed me with his simplicity and wealth. We met briefly in a parking lot before a company meeting: I was dressed in standard corporate attire; he wore a khaki jumpsuit with his first name (“Don”) stitched in red. A college dropout, Don had just purchased my employer, a food processor with an Ivy League grad as its chief executive and a Ph.D. at the helm of its largest subsidiary. So what do Robert and Don (#346 of Forbes’ The Richest Americans in 2005) have in common?
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Posted 14 weeks 5 days ago by Lynn Truong
Lifestyle, Budgeting, Investment, Credit Cards
I read this book because I was intrigued by the 25 year-old author. By the time she was eight years old, she was earning money by operating a lemonade stand in the summer and shoveling snow in the winter. On her 10th birthday, she used the $100 of gift money she received to purchase a Government Savings Bond. At age 14, she bought her first mutual funds. Four years later, she was investing in stocks.
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Posted 15 weeks 19 hours ago by Nora Dunn
Investment
If you're like most investors, those bulky annual reports that arrive on your doorstep are a waste of time and resources. If you want to get the most out of your annual reports, read this primer for the basics.
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Posted 15 weeks 4 days ago by Will Chen
Investment
SmartyPig is giving one lucky Wise Bread reader a $100 gift card for starting a savings account with them. To enter the contest, simply leave a comment in our SmartyPig thread in the forum. Drawing will close on Sunday 3/30 at 11:59pm PDT.
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Posted 15 weeks 5 days ago by Will Chen
Investment
Author David B. Loeper will be answering your retirement planning questions in our forum. Every person who asks David a question will also be entered into a weekly drawing for a chance to win a free copy of his book "Stop the 401(k) Rip-off." Don't put off your retirement planning. Get your questions answered today!
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Posted 16 weeks 1 day ago by Catherine Shaffer
Personal Finance, Making Extra Cash, Entrepreneurship, Real Estate and Housing, Investment
The truth is that rents sometimes do not cover the monthly costs of owning the rental home, so how is it that these real estate gurus make their money? A lot of people think that it must involve unfair tactics, such as buying investment property at below-market rates from gullible elderly people, but there can't possibly be enough gullible elderly people to keep the whole industry going.
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Posted 16 weeks 5 days ago by Catherine Shaffer
Personal Finance, Making Extra Cash, Entrepreneurship, Real Estate and Housing, Investment
With dropping home prices, a long term investment in real estate is looking pretty attractive. Whether you want to buy rental property outright, or renting is your plan B when your house doesn't sell, the most important thing you need to think about before you become a landlord or landlady is risk. The concept of risk in renting property tends to draw blank stares. After all, you have insurance on the property. You have a lease. What's the problem?
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Posted 18 weeks 1 day ago by Philip Brewer
Making Extra Cash, Entrepreneurship, Investment
Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial investments." You buy them with money and you hope that they will eventually return money in the form of interest, dividends, or a profit when you sell it. Financial investments are great, and everybody should have a plan for building a portfolio of them, but there are also non-financial investments, and non-financial investments can often yield a higher return.
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Posted 18 weeks 1 day ago by Xin Lu
Personal Finance, Frugal Living, General Tips, Investment, Credit Cards
A recent CNN article titled "Americans are 'financially illiterate'" reports that a survey found that a large proportion of Americans they tested do not seem to understand their debt. I am not that surprised by the report because in American we really do not get very much financial education in schools. However, I think financial literacy is very important and here are some of the things I think anyone can do to gain financial knowledge.
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Posted 18 weeks 2 days ago by Will Chen
Investment
Do you know how to find the hidden fees in your 401(k) plan? If not, your ignorance might be subsidizing your CEO's 401(k).
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Posted 18 weeks 2 days ago by Nora Dunn
Real Estate and Housing, Investment
When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insurance or individual term insurance? This article compares the two so you can make the right decision.
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