Hot Today

Wise Bread articles that are hot today.

8 Factors That Could Keep You Broke Forever

If being broke is your way of life, it's time to do some serious self-reflection on your money habits.

How to Build Your Own Amortization Schedule

Looking for a dull, but financially eye-opening home project? Great! Today, we're going to build an amortization schedule. [more]

4 Reasons Early Retirement Might Be Financially Risky

So many of us dream of early retirement, but it comes at a price — often your nest egg. Can you afford to stop working early?

Best Money Tips: 5 Things Every Frugal Person Should Spend Money On

Today we found articles on things every frugal person should spend money on, pantry tips from the pros, and easy ways to save money after you turn 50.

Best Money Tips: Effective Ways to Make More Money

Today we found some great articles on ways to boost your income, how to create a minimalist kitchen, and common misconceptions about social security.

The Right Way to Withdraw Money From Your Retirement Accounts During Retirement

You've spent decades saving for retirement — don't waste your savings on taxes by withdrawing your money foolishly!

4 Myths About Economic Behavior We Don't Believe Anymore

We all remember the marshmallow experiment from Psychology 101. New studies show those famous findings are full of fluff.

Peanut Butter: The Poor Man’s Protein

Peanut butter is a staple food of many households. The rich and the poor alike find it to be filling and delicious. Eating the ri

4 Tips for Making Resolutions Stick in the New Year

Almost everybody makes New Year's resolutions, and almost nobody keeps them for more than a few weeks. But resolutions can work — here's how.

6 Self-Care Rituals to Try When You Find Out You're Pregnant

You just found out you're pregnant! Time to make self-care your number one priority.

The story of a guy with Downs Syndrome, some grocery bags and an idea straight from the heart.

Something I have often heard from teachers, mentors and my own parents is the following phrase: “Be the best at what you do, whatever you do.” It’s a lesson I have tried to live up

The 5 Best Hardwood Floor Cleaners

Keeping your hardwood floors clean isn't easy, but it can be. Add any of these hardwood floor cleaners to your cleaning routine and marvel at the beauty under your feet.

How to Negotiate With Confidence and Strike the Best Deal

Intimated by the thought of negotiating? Frazzled by haggling? Here are some tips to help you relax, enjoy the process, and score better deals.

8 Part-Time Jobs That Offer College Benefits

Don't pick just any part-time job when you are in college. Choose one that offers college tuition benefits, too.

Having a baby? Nine financial considerations for new parents

My friend recently had a baby girl and she told me about the costs for a normal pregnancy and delivery. To say the least I was a bit flabbergasted that over $25000 was charged for

Why do Facebook Ads not take me seriously?

Facebook and other social networking sites know an awful lot about you from what you say when you first sign up. As a single woman over 30 years of age, I got tired of Facebook ads

Three reasons to stop freaking out about socialism

McCain-Palin are trying to paint the Obama-Biden ticket as a bunch of socialist nutjobs. But 'socialism' isn't nearly the red menace that they are making it out to be, and McCain h

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

10 Frugal and Delicious Meals to Make With Your Kids

Get your kids started early on healthy and frugal habits like cooking at home — and save yourself some effort at meal time. It's win-win, yum!

20 Great Gifts for Home Cooks

The best thing about giving cool, thoughtful kitchen gifts to the avid home cook? Yeah, the delicious home cooked gifts you'll enjoy for years to come.